Real estate crowdfunding, fully automated

The challenge

A property investment firm had been running crowdfunding campaigns manually for two years. Investor onboarding meant back-and-forth emails. KYC checks were handled by a compliance officer reviewing documents one by one. Distributions were calculated in spreadsheets and sent via individual bank transfers.

As their portfolio grew to dozens of properties and hundreds of investors, the manual processes became unsustainable:

• Distribution days took an entire week of manual calculations and transfers
• Compliance burden grew with every new investor and regulation change
• Document management was scattered across email, cloud storage, and filing cabinets
• Investor communication required individual updates for every transaction
• Error risk increased with every manual step in the process

The solution

The firm chose Fintech Platform to replace their manual infrastructure with an automated, compliant crowdfunding platform under their own brand.

Automation engine

Distribution rules were configured per property: rental yield percentages, payment schedules, and investor allocations. The platform now calculates and executes distributions automatically on the configured dates. What took a week now takes minutes.

KYC and compliance

Investor onboarding was moved to a self-service flow with automated identity verification through Sumsub. Document checks, AML screening, and accreditation happen without manual intervention. Expired documents trigger automatic re-verification requests.

Document signing

Subscription agreements, investment contracts, and compliance documents are generated automatically using Documint and signed digitally through Docuseal. Every document is archived and linked to the relevant investor and property.

Results

The firm now manages three times the number of investors with the same team size. Distributions run automatically every month. Investor onboarding is self-service with automated compliance. Every document, transaction, and communication is tracked in one place.

The platform operates under the firm's brand. Investors interact with a professional, branded experience and have no visibility into the underlying infrastructure. The firm focuses on sourcing deals and managing properties while Fintech Platform handles the financial operations.